The lower federal chamber
The Lower Federal Chamber would be occupied by people selected and sent by the various state governments. They are the intermediates
between the State Chambers and the Upper Federal Chamber. The Lower Chamber would be responsible for selecting the members of the
Upper Chamber, and communicating the activities of the Upper Chamber to the people. Elected representatives should be close to
the people on the State level where they can actually represent the interests of their constituents. These representatives would
bring the will of the people to the attention of the State Chambers. It would be the responsibility of the State Chambers in
concert with the Upper Federal Chambers to veto those wishes that are impractical and to implement the practical desires of the
people as much as possible.
Upper Federal Chamber
The principle functions of the Federal Upper Chamber would be to study the political environment, determine policies, protect the
Constitution, and make laws to improve conditions and solve problems pertinent to the nation. They would then study the effects of
new laws and even conduct political experiments on the various State levels to determine if the laws had the desired effects.
The State Chambers
New policies would come from the State Chambers and the Upper Federal Chambers. Schooling about the principles which are the basis
for these policies would be required for the State and Federal Chamber members with exams. Those who did not show strong ability to
understand would be clearly designated. Note that it is not said that they must agree, but they must show the ability to comprehend
the subject. If they have reason for disagreement, at that point, it would be welcome. No longer will legislators pass laws thousands
of pages long without having read them. Problem solving groups of selected specialists would design legislation through team
There should be two competing accounting firms which constantly review the finances of the government. The firms that found the
most practical cuts in finances would be paid, in some manner, more than the other.
Women in Government
Each Chamber would have a President. The vicepresident would always be a woman, but without the right of ascendancy to President.
The government would always project a traditional family aspect. Under no circumstances would a woman be promoted to a lead position
in government except in areas that applied to their specific interests and needs. Lessons in history have underlined the disastrous
consequences of such a practice to the growth and development of the male citizens. Women should be respected and loved in government
as in the home.
A more fair and more responsive tax system must be carefully studied and implemented. Too many taxes are presently hidden, promote
undesirable effects, and/or are old, obsolete, and outmoded. With a tax system that clearly reveals the basic tax rate, the citizens
of the country would be leery of asking for additional services when the increased cost would soon be evident. It could be a general
principle of taxation that services for people would all be paid for by income taxes, government functions would all be paid for by
value added taxes, and Police and Fire Departments would all be paid for by building taxes. When people can comprehend the cost of
things they can often willingly find ways to cut cost without cutting services. Taxes on Industry are hidden from the general public,
yet are passed on to the consumer. They also cut into the industry's ability
to compete with foreign competition and contribute to the event of jobs fleeing the country. The only fair taxes are income taxes,
building taxes and value added taxes. It may be pointed out that land taxes are purposely left out. There is a very good reason for
this. There are people who invest in unused land. Ostensibly they have chosen the land for its location in the way of real estate
expansion. However, while they hold the land they annually add the land taxes to the book value of their property. When their
property becomes a highly desirable location, the owner can hold out for what he or she wants for the land. This then becomes a
landmark for the prices and tax value of all the surrounding property. There is no surer way to guarantee a gradual inflation of
land value in a given area than to tax the land. Eventually, the value of the land becomes exorbitant. For this reason a farmer
can no longer find another farmer who can afford to buy, and the land usually goes to a realestate developer.
Naturally, this government, as with any government must cost money which must be raised by taxes. By the means of taxation the
bureaucrats are gradually enslaving the population. This last statement probably needs explanation. Politicians come and go, but
bureaucrats stay on and on. They may start with wages lower than the surrounding populace, but as time goes on, wages are
manipulated in such a way that they are first equal to, and then more than the surrounding populace in wages.
Bureaucrats have set annual cost of living adjustments that are liberal enough to outrun the cost of living and gradually get
quite a bit ahead of the other citizens. Early retirement usually starts with the military where it is reasoned that a dangerous
occupation justifies it; but, it soon spreads to the rest of the bureaucracy where they argue that a secretary in the army
endures very little danger, therefore shouldn't a secretary in the treasury get the same consideration. Fringe benefits grow
like weeds. Medical care and early retirement benefits become grandiose.
Heads of departments are paid according to the number of people who work under them. Whenever the work in the department appears
to be too much for the assigned personnel, the whole department argues for more people. If they are sufficiently convincing, they
get what they are asking for. The final result is that the department is over-staffed and pencil tapping becomes a large part of
It is the bureaucrats who finally choose the laws that they want enforced. They are the final ones who determine who shall be
fined, and who shall go to jail. There are so many laws and ordinances on the books that none but the experienced know what they
are. With any public Board, it is the bureaucrat manager who decides which case shall be prosecuted and what obscure ordinance
shall be applied. The appointed members of the Board are never there long enough to know the details of all the ordinances and
health laws. It is the bureaucrat who receives all the complaints and chooses which ones will be brought to the attention of
all the Board. Eventually, what is chosen by the bureaucrat is called to the attention of the police.
By definition the ruling class is the class with the guns and the jails, and who live in relative leisure. It is the citizens
who support them in this condition, and work hard and long at lower wages to do so. As time goes on the working quarters of the
bureaucrats become more and more luxurious with marble columns, polished mahogany desks, and oriental rugs on the floors. It is
the bureaucrats who gradually enslave the populace they purport to serve. Gradually their haughty manners reveal that they know
who is the slaver and who is the slave.
This creeping bureaucracy is a natural tendency and method, and a governmental procedure to guard against this must be instituted.
There could be a commission of business men and industrial leaders in the Upper Federal Chambers to constantly monitor this phase
of government; submitting recommendations for streamlining efficiency. This effort would require much teamwork, insight and
sensitivity. Organizations can be "streamlined" to inability.
The teaching part of education should be a secular, private enterprise. Coupons from tax funds could be given to the parents of
each child which would allow them to pick their own schools. The students of schools would compete through national testing at the
beginning of the year and at the end of the year. The judge of teaching methods should be carried out by educators and would be a
comparison of these scores. The emphasis of educational expenditures, through more valuable coupons, should be placed on the most
capable students. The less competent students, as well as the least competent students, should not be demeaned. There should be at
least equal expenditures spent on capable students as challenged students. Each student should see the clear possibility of
concrete rewards for outstanding achievement.
The curriculum of the schools would be accredited and would come from the Upper Chambers. The curriculum byline would be honesty,
factuality, and ethical stewardship. Healthful traditions would be respected and taught along with tolerance and knowledge of
religions and the appreciation of all beauty. Curriculum will become involved with the wisdom of survival and reverence. As the
student's minds recapitulate, levels of magic should be allowed to evolve. The need for magic in some levels of humanity, either
in the young or the mature, should be worked with rather than fought. As students determine their level of capability by their
performance, they should be grouped and taught accordingly. Expecting all students to achieve equally is against the laws of
Educating people with solid, factual knowledge is to give them power to evolve a more intelligent, healthier society. As an
example, Kuru is a disease which is transmitted to children by their mothers who feed them blood during ritual cannibalism.
Primitive people seem to understand this for it has recently gone into sharp decline since the people have been taught how it
is transmitted. There has been no problem for their primitive society to make this illegal. Our society, too, must take a hard
look at what we are doing in regards to practices that effect society today and in the future.
Children must be taught from a very early age that irresponsible child bearing without health practices, family, or means is
tantamount to social disgrace and child abuse for the offending man and woman. This activity is so deleterious to their children
and society that continued disregard for this principle should be met with serious consequences to discourage it from happening
Arnold Toynbee, who has spent a long life in the study of history, has identified nineteen distinct civilizations since
the beginning of recorded history. Of those that have disappeared, all did so, not because of external forces being brought to
bear on them, but because of internal, moral breakdown. It is hoped that by properly reconstituting our government based on
capable people we will obviate a downfall of our own making.
To better understand the proper role of regulation we can use the example of the restaurant. The regulatory laws of restaurant
operations are taught to the restaurant workers who are tested in the course of their food handler's licensing. These regulatory
laws are enforced by health department inspectors who have the power to shut down those businesses which are not in compliance.
This simple process of regulation, based on tested and scientific principles controlling the spread and growth of bacteria, has
virtually eliminated many diseases that used to plague the public on a regular basis. Certainly, requiring all restaurants to
meet this level of safe operation is better than vetting a restaurant on the basis of how many people have died after eating
there. With this in mind, regulation has been necessitated with the intention of enabling business to function more
The regulation of restaurants has evolved to include various kinds of labeling, such as calories. Supposedly this enables a
better selection process by the consumer. In many states, certain foods have been outlawed, such as trans fats. Even the
positioning of the furniture has been regulated to allow access by disabled people in mobility devices such as wheelchairs.
Unless the reasons and thinking behind regulations are known, one might complain that there is too much, or too little
regulation. Essentially regulation and licensing should promote healthy and sustainable conditions in restaurants or the economy.
Regulation and licensing has to be founded on reasonable considerations and be understandable by those who are affected.
Enforcement should be independent and rewarded on commission. Regulations and licensing will only be counter-productive when
everyone is making money by ignoring them.
First it has to be mentioned that "liberal" and "conservative", "left" and "right" should be relegated to mythology and
religious doctrines that only confuse and entertain the representative population that confounds the government process.
There should be a third category: "realistic". There are such descriptive words as capitalism, socialism, and communism all
spawned in the eighteenth century that are of little value today except to vilify and prejudice people who are said to
practice them. To illustrate the confusion, in most companies the employees own nothing and are furnished with what they
need to work. This is a very Marxist idea yet exists in a "capitalist system". These left and right extremes of the populous
philosophies are suggestive of mythologies. The rejection of any suggestion of socialism, regulation, or any constraints
of the "unseen hand of the free market" has become religious dogma for some people. They talk about the "invisible hand of
the free market" as though it were not a magical idea. It has been said that the free market has no morality. But we are moral
humans who will experience the consequences of our immorality and should not be seduced by the dogma of any doctrine. The most
successful governments of the world today are a mixture of a regulated free market, entitlements and social welfare, and a
A regulated free market promises the possibility of individual financial success while entitlements maintain a broad economic
base in the population. It is very possible that, in an unregulated free market economy, virtually all the money can become
restricted to a minority of the population who enjoy richness while the rest live in poverty. There is little guarantee that
rich people will enable the poor to financially evolve due to their philosophical good will. This was the condition of the
European aristocracy through history. When people become wealthy, of course they think they are superior to the rest, and
virtually all possibility of advancement and education is denied to those with no capital. This predicament spawned the
Communist philosophy of Karl Marx. A graduated taxation discourages this. Marx's observations were well founded but his
conclusions were questionable. This is the danger of the unregulated free market. With entitlements and welfare, people
can quickly become used to and demand independence from work. Even though the futurists have long predicted freedom from work,
this is the danger of entitlements and welfare. It's no wonder that the concept of the free market was spawned in eighteenth
century America where there were so many natural resources and so much room that every man could independently develop wealth
off the land. Since the revolution of technology, medicine, and globalization, there are arguably more people who want to work
than there are jobs. This would result in a sect of unemployed people at any given time. Ultimately, a sound economy must
allow opportunity for the fulfillment of the basic needs of the entire population: food, shelter, waste removal, activity,
sex, safety, belongingness, power, achievement, knowledge, encouragement, beauty, and creativity.
Originally it was thought that government should do no more than run the military, tax the population, and make a few laws.
Since that time the government has become also required to institute protective regulations and licensing, among other categories,
and also to maintain a sound economy. However, it doesn't matter what form of economic system is in place, unethical people will
always find ways to avoid regulation, cheat and loot the process. So let's look at some of the basic concepts of economy and see
if we can sort this out.
The Gold Standard
We can't eat, or use Gold any more than we can eat currency. But Gold is limited in supply, difficult to produce, and thus has
the ability to restrain the overproduction of currency that it represents. Yet, historically, when precious metals are found in
abundance and placed into circulation inflation occurs. Inflation occurs when the supply of money exceeds goods and services.
US Currency left Gold in the thirties. Gold's value was released (unfixed) in the seventies. US currency was dramatically
redesigned to resist counterfeiting about the time "copy machines" became sophisticated.US currency has now essentially become
the "Gold" that every other currency uses for a standard for several reasons.
1) Many other currencies become valueless when their governments are overthrown. The US government has a
strong military and has, for centuries, remained stable enough to back it's currency.
2) US currency is extremely difficult to counterfeit; and, like gold, is thus stable and controlled in amount.
3) US currency has never been overproduced (to the point of causing hyper inflation).
4) US currency has been consistent in appearance.
5) The US government is looked upon idealistically.
The influence of US currency has been expanding in acceptance throughout the world and has been stock-piled by other countries
as a stabilizing influence on their economies.
Banks Make Money Expand
Years ago, banks had the power to print money that was supposed to bring gold or silver to "the bearer on demand". However, they
never kept enough gold to cover all the notes if they were to be turned in at once. But there are other ways that banks can
"create" money even today. I'm going to describe a very simple explanation. A bank has $200,000.00 and loans it out to Joe.
Joe puts it in his bank, which loans out $180,000.00 to Mary and keeps $20,000.00 to cover any withdrawals Joe might want to
make. Mary puts it in her bank which loans out $160,000.00 to Bill and keeps $20,000.00 to cover its Mary's withdrawals. This
goes on, each bank keeping $20,000.00. If my math is correct, this will eventually result in over a million dollars of capital
when there is still only $200,000.00 in existence. This phenomenon last longer if Joe, Mary, and Bill repay their loans. This
is called "fractional banking" because the bank keeps a fraction of the depositor's money.
The Speed of Economy
Imagine 100 people in a circle, each with $10.00. Each passes their $10 to the person on their left every 10 seconds. That means
every participant "makes" $60 per minute. If this passing of the ten dollar bill is slowed down to every 30 seconds, the
participants will only be "making" $20 per minute. I believe that the evidence for this slowdown occurring is the climbing
percentage of savings.